Pradita, Ranti, and Aang Curatman. “The Role of Benefit Perception in Mediating the Influence of Ease of Use and Security on Qris Usage Decisions”. Interdisciplinary Social Studies 5, no. 3 (May 4, 2026): 1412–1431. Accessed September 12, 2026. https://iss.internationaljournallabs.com/index.php/iss/article/view/1087.